Understanding No-Fault Insurance
Florida Car Accident Laws
Florida’s no-fault insurance system requires drivers to carry Personal Injury Protection (PIP) coverage, which pays for your medical bills and lost wages regardless of who caused the accident. However, PIP limits don’t always cover the full extent of your damages.
When Can You File a Lawsuit?
You may be eligible to file a personal injury lawsuit if your injuries meet Florida’s serious injury threshold, such as:
- Permanent injury.
- Significant scarring or disfigurement.
- Permanent loss of a bodily function.